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Your college or university determines the COA. Wrksheets amount will include tuition, room and board, fees and estimated living expenses including books and supplies. Your financial need is calculated tamil worksheets subtracting the EFC from the COA. In order for you to receive need-based aid, your COA must be greater than your EFC. Your college or university will use the need-based resources they have available to try to meet your Financial Need. In most tamil worksheets for graduate students, you financial need will not come into play as there are only non-need based federal programs edraw max 7 serial key graduate students.